Archive for July 2018

Top Oakland Real Estate Analyst Starts A Weekly Podcast

Brad Roemer, associate at RLO development, is proudly starting a weekly Real Estate Development podcast where he will be discussing the latest and greatest in California’s commercial and residential real estate markets. The longtime associate has built up a lot of experience over the years and is eager to share. His show will cover macroeconomic market trends as well as microeconomic trends, developments in niche segments like the senior housing market, as well as conducting interviews with other industry professionals .

 

Expanding horizons

 

This development comes after a lengthy career in real estate for Roemer. Bradley Roemer’s current role involves analyzing potential value-add investment as well as ground-up real estate development opportunities for the firm. The podcast can be seen as a natural progression of his career and will allow us to peek into the life of an executive in the Real Estate business, This is also very fitting of Roemer’s character as his colleagues say he has always been a bit of a showman, often pitching deals very eloquently, and with very well designed visual presentations as well. His colleagues also praised Roemer for being a very funny man, saying he has always been able to make even the most serious and difficult potential lenders and investors laugh to lighten the mood. “This does satisfy my creative side” says Roemer “I think, in another life, if I hadn’t gotten into real estate, I might have been an actor or a youtuber, or both”, he added.

 

Clear your schedules

 

Clear your schedules and make time for the podcast! You don’t want to miss this! The show starts to air this Sunday at 9AM Pacific Standard Time and will be available on Soundcloud, Spotify and Itunes for all to enjoy. It’s aptly called Real Estate Roemer. The first episode will feature as guest the CEO of RLO Development, Roemer’s boss, and will talk about his career as well as how RLO development came to be.

Understand Options for the Proper Mortgage Options

Even if the bank included such items in the contract, and the client signed it, the appeal to the court will correct the injustice and will make it possible to repay the mortgage ahead of schedule. The law provides for the need to notify the creditor a month before the due repayment, but this period may be reduced by agreement of the parties.

The terms of early repayment and the procedure for early repayment should be prescribed in the banking agreement. The right steps are there with the mortgage broker Geelong .

The further depends only on the borrower, on his desire and possibilities, but, one way or another, the matter will come to the fact that the mortgage will be repaid ahead of schedule or in time.

Differential or annuity payment

In the world of mortgages it is accepted that a certain part of the debt the borrower is obliged to pay once a month. There are two popular ways of calculating the monthly payment – differential and annuity. Each of them has its advantages and disadvantages.

The differential method provides for the return of the main body of the loan in equal monthly installments.

Let’s say your loan is taken for 10 years (120 months) at 10% per annum. To close the mortgage, please, every month to return 0,833 percent of the value of the loan. This is in the first place. And, secondly, be kind enough to pay interest. In the very first month, this is the twelfth part of the interest rate from the loan body. In the second month – the same part, but from the body of the loan, minus the part of it that you already returned on the first payment, that is from 99.177% of the loan amount. In the last month you will pay, in the order of the return of the body of debt, the same 0.833 percent of the loan body plus a monthly payment for using this last piece of the body of the debt, which amounts to a small amount.

Perhaps this is a good option – the schedule is crystal clear

Currently, banks are not too active offer a differentiated system of calculation, because they know how to correctly calculate a more profitable scheme for them.

With annuity payments, the same amount of payments is provided each month. And at the beginning of the credit period, this amount includes mainly interest for servicing the loan, and in the end – mainly payment of the body of debt. It is believed that it is more convenient for customers to pay. In this statement there is a share of wickedness, because the amount of monthly payments are known in advance, and it is possible to look at the table on the eve of payment and, incidentally, be glad that the payment monthly decreases.

Drawing Inspiration From Nature

Handy is in the business of helping homeowners or home renters with anything involving their home. Anything from getting it cleaned, to electrical work and plumbing, Handy can pair anyone up with a professional ready to make your house a home.

Since everyone’s styles are different, you will definitely see the varying ways people have decorated their homes. There is a new trend of how else to bring the outdoors into your home without the use of plants. It will add a nice touch to your home and make you feel more zen when present in that space. Being in the presence of nature will do that to most people and it can even help in helping people be more creative in other facets of their life.

 

Look at the details

When you are looking to add elements of the outdoors to your life, it is good to embrace imperfections. Anything that is always too perfect in nature can seem a little too made up. If you want to have a great-relaxed space in your home, it is good to embrace pieces with imperfections since nature has flaws, that are the beauty within it.

It is easy to find inspiration around us no matter where we are. You don’t need to travel far to look for it. Just going outside, it shouldn’t be hard to find some kind of inspiration. No matter what size of the piece is, it can be a tiny acorn or leaf, a huge tree or mountain, there is always something out there to find and draw inspiration from. Even within the changing of the seasons you will be able to find something to work with.

 

Work with mindfulness

Handy is aware how much mindfulness in a living space makes the world of a difference. There are certain ways to achieve that. A simple way is to write down all of the ways you have been inspired by the five senses when you went for a walk or did a simple activity. Beauty can be found everywhere all around us if we just stopped at took it all in with all our senses.

When there is something on your mind you would like to express, it is always a good idea to trust your instincts and go for what it is you want to create. That is why your home is an extension of who you are.

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